Eligible veterans, active-duty service members, and some surviving spouses may be able to buy with no down payment and no monthly PMI. Your lender confirms eligibility with your Certificate of Eligibility (COE). Final loan terms are set by your lender and VA guidelines.

VA appraisals review value and Minimum Property Requirements (MPRs) such as roof, safety, and utilities. I help you spot likely condition issues early so there are fewer surprises before closing.

VA offers can compete. We look at seller concessions, closing costs, inspection timelines, and appraisal strategy so your offer is clear and credible to listing agents.